今時今日, 除左某些「貴族信用卡」(如AE白金charge/credit卡, HSBC白金卡)會較難豁免年費外, 基本張張信用卡都不用比年費的 (不是不用收年費, 銀行都係照收年費, 但係你可以提出豁免 (waive).
很多兄弟朋友們都想渴求一個豁免年費的template/格式等, 內容又過於冗長, 其實, 我個人和銀行聯絡很多時都可以使用e-banking內的email的方式去聯絡, waive年費的格式可以簡單如下 (適用於HSBC, 恒生, 東亞和DBS等support和encourage email聯絡的信用卡公司...其他銀行很多時都唔太理會email enquiry, 尤以中資銀行尤甚):
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"Please waive the annual fee of my credit card(s) account(s) : XXXX (<-- your credit card(s) a/c no.). Thanks! No need to give me a phone call for confirmation."
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咁銀行係收到email 1-2內會reply email for confirmation (通常都好長...但係其實都係話已waived), 同時亦不會打電話來煩住你!
係咪好方便呢? 方便又快捷!
3 則留言:
It's very helpful~
To request for waiving the annual fee of Prime Credit Card, can I also simply write such an email to enquiry@primecredit.com ?
Thank you, poor guy.
安信hotline係直線, 長期好快有人聽
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