最近按揭利率參考

買了物業想做按揭, 可以參考最近銀行的計劃

(5-2-2013)
Prime Plan   
Interest rate : P-3.1%    (P=5.25%)      
Cash rebate : 1% 
Penalty : 2%(1st year full pay)/1%

Hibor Plan

Interest rate : Hibor +1.7% (1 Month Hibor) capped at P-3%    (P=5.25%)      
Cash rebate : 1% 
Penalty : 1.5%(1st year full pay)/0.75%

 

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